Life Insurance
Whole Life Insurance
Whole life insurance offers guaranteed death benefit protection, cash value accumulation, and guaranteed level premiums over a lifetime. Other advantages include:
Income tax-free benefit to a beneficiary
Tax-deferred cash value growth
Access to policy loans and withdrawals
Living benefits and various riders are available
Your life insurance policy can be tailored to meet your needs. Policies can be set up with various lengths of time for premium payments, and different levels of cash accumulation, and can be used within your current financial plan to diversify your overall retirement plan.
Leaving a Legacy
Whole life insurance is one of the best ways to pass on an inheritance. The peace of mind of being insured allows you to spend your other retirement savings with less hesitation.
Contact me when you are ready to discuss your properly structured whole life policy.
Patrick Hackenberry
Licensed Insurance Broker
706-699-2301
As an independent broker, I am appointed with several highly rated life insurance carriers including but not limited to:
Lafayette Life Insurance Company
MassMutual
Mutual of Omaha
Banner Life
Lincoln Financial
Pacific Life
F&G
Manhattan Life
Protective
Along with whole life insurance policies, I can assist clients with:
Term Life
Final Expense
Mortgage Protection
IUL - Indexed Universal Life
My recommended type of life insurance is a dividend-paying Whole Life Insurance policy from a mutually owned company. You can also start with a term life policy from one of these companies and convert it later to a whole life policy.
